Pricing and Consumer Psychology

Question: Discuss about the Pricing and Consumer Psychology? Answer: Pricing and Consumer Psychology Jansson-Boyd (2012) has stated that the cost of any product and service is comparatively relative to what the purchaser think the cost should be. In most of the cases, the customer depends upon the previous price experience and judge the price on whether it is high or low. Sometimes, the first technique that the customers use is that they attempt to form a pricing strategy in order to compare directly the price with the competitors. It has been seen in several cases that low price of any product either attract the attention of the customers or, on the contrary, put the question to the quality of the products. Li and Liu (2015) has opined that promotional pricing adopted by the company often drag attention of the customers but this strategy is not always applicable. From the scenario, it has been found that the customers go to both the gas stations, despite showing differentiated price on the board because of different consumer psychology. Counter-intuitive Phenomenon Pride and Ferrell (2012) have said that counterintuitive is one that does not seem likely to be true at the time of assessing using intuition, some common sense and gut feelings. It has been significantly discovered that objective truths most of the times are often termed as counterintuitive at the time intuition, emotions and some other cognitive processes outside the deductive rationally interpret them to be precisely wrong. Therefore, this phenomenon plays one of the major roles to influence the behavior and the buying decision of the customers. References Jansson-Boyd, C. (2012). Consumer psychology. Maidenhead: McGraw-Hill Open University Press. Li, Q., Liu, Y. (2015). Correlation between parameter sensitivity and counter-intuitive phenomenon of elastic plastic beam dynamics. Computers Structures, 84(3-4), 156-165. https://dx.doi.org/10.1016/j.compstruc.2005.09.010 Pride, W., Ferrell, O. (2012). Marketing 2012. Mason, Ohio: Cengage Learning.

Adam Proposes The Solution Samples †MyAssignmenthelp.com

Question: Discuss about the Adam Proposes The Solution. Answer: Depicting whether Adam proposes the solution is ethical or not: The solution that is provided by Adam is relevantly not ethical, as the overall solution is to manipulate the books for changing the relevant costs of production. The decision provided by Adam is not complying with International Federation of Accountants (IFAC) code, which could directly violate the fundamental principles of the code (Fakhfakh, 2013). Moreover, the decision taken by Adam directly violates the fundamental law such as integrity, professional behaviour, professional competence and due care. Hence, Adam should not use separate accounts for overhead costing approach, which directly violates the integrity in conducting fair deal and truthfulness in conducting business. Reference and Bibliography: Fakhfakh, M. (2013). The readability of standardised reports by the International Federation of Accountants.Journal of Commerce and Accounting Research,2(1), 10. Oulasvirta, L. (2014). The reluctance of a developed country to choose International Public Sector Accounting Standards of the IFAC. A critical case study.Critical Perspectives on Accounting,25(), 272-285.

Animal Farm Essays (1331 words) - Fiction, Literature, British Films

Animal Farm The Importance of Squealer Sly, greedy, and crafty are just a few characteristics that describe Squealer in the book Animal Farm by George Orwell. This pig is also a messenger, an actor, a great persuasive speaker, a follower, and an outstanding liar. Hes nimble, hes clever, hes manipulative and most of all hes sneaky. Squealer uses his intelligence to persuade the other animals on the farm into doing what Napoleon wants, even if they dont really want to do it. He uses his craftiness and cunning to persuade the animals into thinking that he is on their side and hes doing all he can to help them out. His acting ability misleads the animals into thinking that hes one of their closest friends and that he can be trusted with all their secrets. Squealers slick style makes him an important character in the book Animal Farm by George Orwell. Squealers first manipulative deed is committed when he tells the other animals on the farm that the pigs are going to get the windfall apples and the milk from now on. He uses his persuasive speaking skills to talk the other animals into understanding why the pigs were doing this. Squealer explains to the other animals that the pigs are taking the milk and apples merely for their own health and nothing else. He uses this excuse of the pigs taking the apples and milk for their health to persuade the animals into thinking that they should give them the windfall apples and milk without questions. Squealer then says to the animals Comrades! You do not imagine, I hope, that we pigs are doing this in selfishness and privilege? (Orwell 42). He then goes on to say Milk and apples contain substances absolutely necessary to the wellbeing of a pig. We pigs are brain workers, the organization of the farm totally depends on us (Orwell 42). Saying the pigs are taking the apples and milk in the goo d of the other animals is one good example of his manipulative ways because, he then says that Jones will come back if they dont let the pigs have the apples and the milk. Immediately after Squealer says that Jones will come back, it makes all the animals want to give the extras to the pigs. Squealer uses this fear of Jones coming back as one of his main arguments to persuade the animals on the farm to believe him. Another good example of Squealers persuasive talents, is when Napoleon drives Snowball off the farm using his dogs that he trained himself. Napoleon has Squealer go around the farm and explain to the animals the new arrangements of the farm since Snowball was banished off the farm. Squealers main objectives in his speech to the animals of the farm is to give good reasons why Napoleon drove Snowball out of the farm, to put down Snowball as much as possible, and to make all the animals want to be commanded and cared for by Napoleon. One of the ways Squealer brings up Napoleons status in the farm is by saying he has taken on more responsibility for himself. Squealer then goes on to says Comrades, I trust that every animal here appreciates the sacrifice that Comrade Napoleon has made in taking this extra labor upon himself. Do not imagine, Comrade, that leadership! Is pleasure! On the contrary, it is a deep and heavy responsibility. No one believes more firmly than Comrade Napoleon, that all animals are equal (Orwell 59). He then puts down Snowball to make the animals see Napoleons side even more. Once again Squealer uses the argument of Jones coming back and once again this argument is unanswerable for the animals of the farm. Then he goes on to say that Napoleon is always right and Boxer adopts this as one of his maxims. Squealers speaking ability is his primary talent he uses. Squealers great skills with manipulating words are put to the test when some of the animals start to rebel against Napoleon. In this example he tells the other animals that Snowball was teamed up with Jones to try to recapture the farm from the animals to take the rebelling out of there minds.

Government Changes And Rules Of The Law Social Work Essays

Government Changes And Rules Of The Law Social Work Essays Government Changes And Rules Of The Law Social Work Essay Government Changes And Rules Of The Law Social Work Essay The 1989 Children Act counsel required Local Authorities to supply educational chances for looked after kids and support, and that this must be included in their attention program ( Goddard, 2000 ) . In 1994 the Department of Health and Department of Education to boot stressed the importance of co-operation between schools, societal services and Local Authorities. Yet, in 1995 these steps to advance instruction for looked after kids were found to hold made small difference ( Social services Inspectorate and the Office for Standards in Education, 1995 ) . In response the Government set specific marks for Local Authorities with regard to education alongside a demand to print counsel on the instruction as per that from the Department for Education and Employment and the Department of Health, 2000. This ensured all local governments were working towards the same end and by the same guidelines. Equally good as presenting new guidelines for instructors, designated to back up looked after kids and each looked after kid was given a personal instruction program ( PEP ) . Another portion of the mark was to guarantee that no arrangement was given before an educational arrangement could be secured. The amended Children Act 2004 implemented new responsibilities advancing the educational accomplishment of looked after kids. The schools nevertheless are merely expected to take a proactive attack to the instruction of looked after kids and organizing with different sections there is merely an outlook. If the school believes it does non hold the reso urces to back up one looked after kid so it will non be rebuked because of it. : There have been a figure of debuts of legislative policies and counsel for illustration Bettering the educational accomplishment of looked after kids ( Department for kids, schools and households, 2009 ) this introduced new cardinal elements affecting the instruction of looked after kids presenting a practical school caput whom keeps path of every looked after kid to guarantee all have appropriate commissariats. Care affairs: clip for a alteration ( 2007 ) was introduced to better the results of looked after kids. This policy addresses the corporate parenting, wellness, instruction and societal work pattern and committee of looked after kids services to better arrangement pick and stableness. Similarly The Children go forthing attention Act ( 2000 ) was introduced to heighten proviso for attention departers, For illustration, giving Local Governments a responsibility to guarantee they continue to run into the looked after kid s demands until 21 old ages old, and apportion an adviser who would take duty for co-ordinating support. This thesis will see the grounds why there are still a relatively little figure and proportion of looked after kids with good educational results. By and large and more specifically why an even smaller comparative proportion of looked after kids enter third instruction. The thesis will besides see what societal workers can make to advance an instruction docket for looked after kids. Previous research has shown that looked after kids have low educational attainment ( Jackson, Ajayi and Quigley, 2005 and Jackson et Al, 2002 ) . 6 % of looked after kids go on to entree third instruction. Several important beginnings indicate a go oning deficiency of formal makings among kids in attention, with subsequent chances for come ining higher instruction less likely. Research has shown ( Berridge, 2006 ) a broad scope of grounds why looked after kids do non entree third instruction. These grounds vary from child experiences of maltreatment, the type of arrangement the kid has, attachment jobs and hapless services given to kids who are looked after. McLeod ( 2008 ) found that kids in local authorization attention need a positive and sustained relationship with their societal worker to advance their well being and underscore the importance of instruction and other facets of the looked after kid s life that may hold been antecedently ignored. As such, a societal workers functi on to work with a kid holistically to guarantee all their demands are met, has profound deductions for instruction. The grounds presented here suggests that the instruction of kids looked after by Local Authorities continues to be debatable. This reappraisal will besides oppugn if going a looked after kid is necessarily negative in footings of the kid s opportunities to entree third instruction is this was the instance so relatively looked after kids in other states should hold the same results. Presently the Governments precedence is to contract the spread between the educational accomplishments of looked after kids and that of their equals. In 2008 14 % of looked after kids achieved five A*-C classs at GCSE compared to 65.3 % of all other kids ( Department for Children, Schools and Families ( 2009 ) . New enterprises include public service understandings for illustration Public Service Agreement 11 purposes to contract the educational accomplishment spread between kids from low income and disadvantaged backgrounds and their equals. This understanding involves taking for the looked after kids to make 3 national marks. Including to take for 20 % of looked after kids get derive 5 GSCE s A*-C, for 55 % of looked after kids to make flat 4 of cardinal phase 2 in mathematics and 60 % to make cardinal phase 2 in English. Local governments must now back up looked after kids enrol in higher instruction and go on with it by allowing bursaries if they desire to go on their instruction . Universally the grounds presented above suggests that there is a general understanding amongst informed authors that looked after kids continue to hold poorer educational results than their equals. There are legion grounds postulated for this shortage, looked after kids face jobs that their equals do non. First, many have faced great upheaval and accordingly some may hold behavioral jobs compared to the general population impacting the relationship with other kids, instructors and hence impacting their work and relationships within school. Weyts ( 2004 ) high spots that looked after kids are expected to execute lower than their equals so may non be given the same encouragement as others. The major job facing looked after kids with regard to instruction nevertheless would look to be upheaval caused by alteration of arrangements ( OSullivan and Westerman, 2007 ) , which may show troubles in acquiring used to different schools, friends and instructors all set uping their instruction an d results. Yet with positive arrangement, and promoting carers so there is grounds that kids may achieve good educational results ( Jackson, 1998 ) . It may besides be the instance that the theoretical account of public assistance adopted at national degree, will besides impact upon single results for looked after kids, as is apparent from some international comparings ( Petrie, Boddy, Cameron, Wigfall and Simon, 2006 ) ) . This thesis will link the information from the research gathered to reply the research inquiry. Using a best grounds attack to synthesize the information to guarantee all facets of the research inquiry can be answered efficaciously. Methodology As referred to in my research proposal, this thesis will follow a systematic reappraisal attack ( pg.4 of research proposal ) . This type of reappraisal will supply a synthesis of research on this subject. A systematic reappraisal identifies all available literature on a specific subject whilst depicting a clear method. Bryman ( 2008 ) defines a systematic reappraisal as one which summarises briefly all the best grounds that address the research inquiry. An inclusion and exclusion standard is set to guarantee merely the best research is used in the reappraisal. The research documents will so be critiqued and a best grounds attack method for reviewing the documents will be used. Decisions will be drawn by uniting observations from the reappraisal with bing theories and theoretical accounts. A best grounds attack selects literature which has most relevancy to the research inquiry. The literature that gives the best reply to the research inquiry and has a good grounds base are the docum ents more likely to be most effectual in replying the research inquiry. This literature reappraisal was derived from hunts of the undermentioned databases via the Leicester University Library web site: Sage diaries online Intergentaconnect Cambridge Scientific Abstracts, Applied Social Sciences Index and Abstracts ( ASSIA ) Oxford University Press E-Journals Social Care online Wiley online library Searchs were carried out on each database utilizing the undermentioned hunt footings: Looked after kids or kids in attention Educational results or educational attainment or educational accomplishment The hunt will be restricted to cover between 1980 and 2010. This bound was chosen as most research is between this epoch and to hold a wider inclusion bound would impact on the range of the thesis. The consequences will be filtered manually utilizing the undermentioned standards: The relativity to the topic of looked after kids and accessing third instruction Theoretical or empirical research Harvard referencing will besides be adopted The looked after kids population in the United Kingdom The term looked after was introduced in the Children Act, 1989. Looked after kids are those under the age of 18 who are capable to a attention order it besides includes kids who are accommodated voluntarily for over 24 hours. Presently there are about 60,900 kids who are looked after by local governments in England ( Department for kids, schools and households, DCSF ( 2009 ) . Of this population 57 % was male and 43 % female. The per centum of looked after kids increased when comparing the age of the looked after kid. The greater the age group of looked after kids the higher the per centum. There was a important addition from ages 5 to 9 to that of the age group of 10 to 15 increasing from 17 % to 41 % . From the age group 10 to 15 and 16 over the per centum of looked after kids decreases to 21 % ( See appendix 1 ) ( DCSF, 2009 ) . Statisticss from DSCF ( 2009 ) show that that chief class of demand of the looked after kid is because of maltreatment or disregard at 61 % , which has nt changed greatly over the past five old ages. Other grounds for being in attention are ; the kid holding a disablement, parental unwellness, the household is in hurt, disfunction in the household, socially unacceptable behaviors, low income and absent parenting. In 2009 most kids in attention were of white British beginning ( 74 % ) . 36,200 kids were looked after on a attention order in 2009. This is a lessening of 2 % from the old twelvemonth s figure of 36,900 and a lessening of 10 % from 2005 ( DCSF, 2009 ) . When kids are capable to a attention order parental duties are vested in the local authorization through the societal services section. A attention order is a tribunal order made under subdivision 31 of the 1989 Children Act which places a child compulsorily in the attention of a designated local authorization. The tribunal can merely do this order if they are satisfied that a kid is enduring or is likely to endure important injury. The local authorization assumes parental duty every bit good as the parents for the kid. Other grounds why kids may be looked after are if there is no responsible grownup available to look after the kid and if the kid is being adopted but is non yet lawfully adopted by the new lasting household. Harmonizing to the 1989 Children Act, all local governments have a statutory responsibility to advance instruction and to advance looked after kids s educational accomplishment. They should see all the determinations sing arrangement they make on behalf of the looked after kid to guarantee their instruction is non impinged upon. The local authorization must guarantee those kids looked after are offered everything that kids who are nt looked after receive, so they perform the function every bit parent every bit near as possible. Of those in attention, 73 % were kids looked after in surrogate arrangements, 10 % in unafraid units, kids s places A ; inns, 7 % with parents, 4 % placed for acceptance, and 5 % in other attention ( this included residential schools and other residential scenes ) ( DCSF, 2009 ) . Sing the types of arrangements the looked after kid has the instruction of the carers needs to be considered. All persons involved with arrangements and giving attention to looked after kids need to be given a degree of instruction so they are able to carry through the kid s demands and guarantee that educational results are to be achieved. Looked after kids belong to the kids in demand group within the UK. When kids and households require assist their appraisal of demand becomes the first mechanism. The province should so be involved in back uping the households fulfil their duties as parents. If the province decides that the kid s developmental demands are non being met so they should step in. If the kid has experienced important injury is there is a likeliness of sing important injury so the kid should be removed from the household to measure the state of affairs. The Children Act ( 2004 ) states that the kid s development is the footing of specifying demand. The chief dimensions involve societal, physical, rational, behavioral and educational. This had so been developed within the looking after kids dimensions and includes wellness, individuality, household and societal relationships, instruction, emotional and behavioral development, societal presentation and self attention accomplishments ( DOH, 1995 ) . To understand the definition of what demand is involves understanding the criterions that should be met. Bradshaw ( 1972 ) suggested that there are four dimensions to necessitate these include normative demands which most professionals define for populations, felt demands which include what people say they need, expressed demands including what people want by actions and comparative demands which are those demands established when comparing to another group. This apprehension of demands is needed to give the best responses as societal worke rs and other professionals to run into the demands. The underpinning theories which contribute to understanding the demands of a kid include Maslow s ( 1968 ) Hierarchy of Need which includes physiological, societal, security, narcissistic, and psychological dimensions. Bowlby s ( 1988 ) fond regard theory besides underpins the apprehension of demand. Attachment theory has become an of import portion of working with kids and pattern, it gives understanding of development and the impact that loss or injury can impact kids. Understanding each of these dimensions of a kid s life aid s in pattern when measuring the kid s demands and how to react. Looked after kids and instruction There have been a figure of enterprises ( SEU, 2003 ) introduced in the UK which highlight a go oning job with respect to low educational results for looked after kids and immature people in comparing to the general population. Basic jobs, such as a high rate of exclusion for looked after kids have been identified, and are now good known, but have proved hard to eliminate and go on to do relentless jobs for the looked after kids. These include the impact of frequently regular alterations of arrangement, the possibility that the outlooks of instructors or societal workers may be lower for looked after kids than would be typical for most parents aspirations for their ain kids. Many kids taken into attention have a history of household crisis and have experiences of injury whether through direct maltreatment or more general disfunction within the household. The impact of this frequently affects the looked after kid s ability to larn or come on through school without excess support ( REF ) . When kids enter the attention system it is about neer the program for them to stay looked after for a drawn-out period. Social workers are merely excessively cognizant of the possible negative effects of clip in attention ( REF ) and so the bulk of kids who come into attention return to household attention fleetly. For some kids nevertheless, normally those with the most complex jobs and intractable household state of affairss, being looked after can go long term. The impact of being looked after nevertheless will impact the kid s educational attainment no affair what age they are. The latest figures from the Department for Children, Schools and Families, published in 2009 show that while 66 % of looked after kids in twelvemonth 11 from old ages 2007 to 2008 passed at least one GCSE OR GNVQ 99 % of other kids achieved this degree. In 2007 to 2008 14 % of looked after kids passed at least 5 GCSEs or GNVQ s at classs of A* to C compared to 65 % of other kids. Primary school consequences are besides low. Cardinal Phase trials at age 7, 11 and 14 ( SEU, 2003 ] for illustration found that at Key Stage one 57 % of looked-after seven year-olds achieved at least flat 2 in reading in 2008, compared to 84 % of all kids. At Key Stage level two 46 % of 11 year-old kids looked after achieved degree 4 in English, compared with 81 % of all kids. In Key Stage three maths, 33 % of looked-after immature people achieved flat 5, compared to 77 % of all kids ( DCSF, 2009 ) . Looked after kids in the United Kingdom may accordingly be argued to be a vulnerable group who as a consequence of the inequality of the instruction system frequently face exclusion from society in a more general sense, frequently widening long after their period of clip looked after has come to a decision, and throughout their grownup lives. Hugh ( 2009 ) argues that looked after kids tend to be from less flush households, proposing correlativity between poorness and hapless educational results. Hugh ( op cit ) extends this statement to propose that societal exclusion will impact many countries of looked after kid s life, one major concern if holding hapless educational experience. The SEU ( 1998 ) found that those kids who miss big sums of schooling are more likely to be exploited. Harker, Ober, Lawrence, Berridge and Sinclair ( 2003 ) further suggested that looked after kids are over represented within the group of excluded kids, and that many have behavioral and particular educational demands likely to impact their advancement through instruction. Research by Daniels, Cole, Sellman, Sutton, Visser and Bedward ( 2003 ) found that lasting exclusion from school normally followed a history of behavioral jobs. This survey found that four out of five of the excluded immature people had received two or more fixed term exclusions prior to them being for good excluded. Research by the SEU ( 1998 ) found that kids in attention were 10 times more likely to be excluded from school than other kids but besides that this disagreement was widening. Quality Projects Research ( 2003 ) found that the bulk of excluded kids failed to subsequently complete their schooling or have any educational accomplishments. The SEU ( 2003 ) paper Better Education for Children in Care highlighted five large issues impacting the accomplishment of looked after kids. These included Instability, ( frequent alterations in arrangement frequently besides require a alteration of school ) . Too many kids in attention are fring big sums of clip out of school because of exclusions or as a consequence of holding no unafraid school topographic point. Relatively hapless place environments for looked after kids are besides identified as a factor that will impact educational attainment, likewise differences in encouragement and support at place by the carer affects the kid s results and these incompatibilities need to be addressed with, the concluding issue identified as the emotional, physical and mental wellness of the kid in attention. As a consequence it is of import for the school, societal worker and carer to understand that extra support may be needed for kids in attention, particularly if they are bullied or hav e experienced legion alterations of relationships and friendly relationship webs, declarative mood of a high potency for disrupted fond regards ( SEU, 2003 ) . Education undertakings was launched in 2003 by the Department of Health and the Department for Education and Skills, its purpose was to better educational results for looked after kids. Concentrating on multi-agency working, Education undertakings recommended the debut of local authorization preparation for designated instructors within schools. It besides provided support to be used to develop new educational schemes across local governments. The Department for Education and Skills so published The Role of the School in Supporting the Education of Children in Public Care ( 2003 ) likewise urging specific enterprises with looked after kids affecting Personal Education Plans, Attendance and hooky and Transition planning and admittance to call but a few. The SEU ( 2003 ) highlighted the five debatable countries sing the educational results of looked after kids which have prevented alteration, or slowed it down ( Cocker and Allain, 2008 ) . These five countries included Capacity mentioning to the vacancy rates within the kids s societal attention work force, proposing limited penetration into the specific educational demands of looked after kids. Management and leading with respect to staff at senior degrees deficiency of clip and attendant committedness they can offer in this country taking to feelings of impotence to impact existent alteration. Limited resources, including for illustration incompatibilities between countries in the UK and which resources are available to looked after kids, impacting the support available to looked after kids. Similarly the attitudes of the societal workers and professionals who work with looked after kids were besides deemed to lend to low outlooks of the educational results of looked after kids. The concluding job highlighted was systems and construction within local governments impacting on inter bureau communicating and impacting the work between the bureaus, hence impacting their pattern with looked after kids ( SEU, 2003 ) ( Cocker and Allain, 2003 ) . The Every Child Matters ( 2004 ) green paper included five results critical for all kids, including good wellness, an chance to remain safe, achieve economic well being, enjoy and achieve and do positive parts towards society. Most late the white paper Care Matters, clip for a alteration ( Department for instruction and accomplishments, 2007 ) proposes that looked after kids should be given the highest precedence in school admittances. The paper for illustration requires Local Governments to guarantee looked after kids s arrangements were non changed within twelvemonth 10 and 11 of school, to forestall the break of their instruction. The paper highlighted once more the importance of a designated instructor to work with looked after kids to go statutory, whilst besides presenting the practical caput instructor within each authorization. Their duty is to track the advancement of the kids in the local authorization who are go toing school and those moved into a different local authorization. A designated instructor has duty for the looked after kids within a school. They are expected to recommend on behalf of the kids and immature people in attention and they should guarantee that each has a personal instruct ion program ( Department for Education and Skills, 2005 ) . The paper implemented more support for looked after kids sing absences and exclusion. The paper besides proposed the providing of a grant of ?500 yearly to be used for support for illustration one to one tutoring. Jackson and Martin ( 2002 ) pull attending to jobs that looked after kids face when seeking to happen a suited beginning of instruction, whether this is because they need to travel due of arrangement alterations or because of old exclusions from other schools. Most schools need to maintain a high degree within the conference tabular arraies in order to guarantee support is continued. With this is mind many are loath to take on looked after kids. Many schools stated that they did non understand what these kids faced and that they did non hold the resources to back up them ( Jackson et al, 2002 ) . Berridge ( 2006 ) has identified the spreads of informations when accessing statistics. The societal procedures behind organizing the statistics may non straightforward. Interpreting the footings within statistics may do farther jobs. Berridge, besides highlights force per unit areas from outside groups to acquire indexs of why looked after kids have low educational results. The statistics gathered sing looked after kids have restrictions. First 27 % of the looked after population who had been in attention for over 12 months have a particular educational demands statement, compared to 2.7 % of the overall population ( DCSF, 2009 ) clearly impacting the public presentation of a big group of looked after kids. Second the educational results of looked after kids who have been in attention more than 12 months are published, there is besides the overall consequences of looked after kids. These kids may merely be in attention for a short period because of household jobs. Berridge ( 2006 ) argues that if we are to utilize these statistics at that place needs to be a clip period given for societal workers and other professionals to be responsible for the looked after kid to turn their state of affairs about. Social services can non be responsible for giving the looked after kid a start in life if they have merely entered attention as an stripling and have bing e ducational troubles.

The effects of interest rate volatilities on the demand of Turkish Essay

The effects of interest rate volatilities on the demand of Turkish money - Essay Example This study aims to look at, particularly the possessions of interest rate volatilities in case of Turkey along with customary factors influencing the demand for money. Because the raise in interest rate volatility is probable to lead structural variations in the formation of behavioral dealings which defines economic sector. It will also really influence the demand for cash. Other than, it must be strained here that the nominal interest rate contains two parts: Expected rate of inflation and an expected real rate of return. Interest rate volatility is a very important factor in determining a healthy monetary policy for the economy. It is important to identify the factors that create the demand for money. The period of 1990s saw the banking sector in Turkey highly dominated by public banks, which were inefficient in its activities. The Turkish bank sector had a large number of serious discrepancies and deficiencies such as large risks in foreign currency, interest rates and liquidity in the banking sector. During the decided investigation period of 1990-2000s, the increase in GDP was only 2.5 per cent in Turkey. The banking sector in Turkey was deficient of good governance and the economic environment in which the banks existed brought severe economic losses to the bank. â€Å"The credits-to-total assets ratio declined from 47 percent to 32.8 percent between 1990 and 2000†. There was also a decrease of around 50 – 80% in the credits to deposit ratio in the Turkish banks. The Turkish banking sector was regulated and supervised by the coordination and cooperation of two authorities, the treasury and the central bank of Turkey. â€Å"Turkish Bank Ltd is authorized and regulated by the Financial Services Authority† (Turkish Bank n.d.). During this financial period, the Turkish banks financed public deficits due to very high real interest rates, which were charged by the banks. The high volatility in the interest rates also had its consequence on the demand of money in the Turkish economy. It is important to identify the determinant, which increases the demand for money in the economy in order to create and conduct a healthy monetary policy which suits the Turkish economy. The increase in interest rate volatility is accompanied by an effect in demand for money. Investigating the determinant of the demand for money is significant to make and conduct a healthy financial policy, which is directly connected to whole economy. For instance, a factor that raises the demand for cash may unfavorably affect financial performance by rising velocity of money and nominal income circulation. This study aims to look at, particularly the possessions of interest rate volatilities in case of Turkey along with customary factors influencing the demand for mo

1 page synopsis that you think embodies the notion of skepticism Essay

1 page synopsis that you think embodies the notion of skepticism - Essay Example He believes that huge advancements made in scientific research would enable us to meet the aliens on equal footing. The author actually means that as history of civilization has shown, development of society vis-Ã  -vis education, science and technology and democratic pattern of society has made us more tolerant and inclusive society that thrives on understanding and mutual respect. So the more advanced aliens would also behave in similar way and would prefer to understand and corroborate rather than destroy us. It is for this reason that he is skeptic of Stephen Hawking’s prophecy that aliens would be like nomads who would be colonizing planets when they reach there. The article is interesting because it discusses aliens’ invasion or their encounter with us in future. He has doubts about Stephen Hawking’s belief about the nature of encounter with aliens because of his idea that advancements have made us more civilized! Indeed, it has resulted in development but today, we have more wars and acts of violence which have become lethal due to technology. So aliens could be violent species and we should be prepared for that. (words:

History of the Transgender and Transsexual Community

History of the Transgender and Transsexual Community Ashley Staten When a child is born, the parents often wait to hear Congratulations, its a boy or its a girl from the doctor. In rare cases the doctor will hesitate and try to find words to describe it as the anatomy is neither male or female or has both, a condition is known as intersex. What happens when this child at puberty or even earlier age begins acting opposite of their biological sex in terms of their gender expression (Haas and Russell, 2010). The society will not approve, the parents will try to seek for help or attempt to correct this child while the child will undergo numerous struggle or identity crisis plus internal and external conflicts. This is the reality of Transgender. They feel like they are wearing the wrong body. Transgender or transsexual refers to one born with typical male or female anatomies but internally they feel like a person of the opposite sex. A man will feel like a woman in a mans body and likewise for a woman. Its the internal expression of gender identity. They usually seek to rectify their condition by seeking sexual reassignment through takings hormones and surgical processes. In reference to themselves, transgendered people will have others refer them as he, she they or ze for pronouns. While transgender is a common phenomenon in the world, it is mostly in the West that is America and Europe that individuals will come out and actually undergo change. In other continents like Africa and Middle East, transgender people do exist but might be hesitant in expressing it because of religious, social, legislative and medical restrictions (Haas and Russell, 2010). This research will, therefore, seek to narrow down to America which is perceived to have a more liberal approach towards g ender identity and expression. In 1885, the UK passed the criminal law act which illegalized homosexual practice; this was replicated all throughout Europe. Homosexuals such as Ernest (Stella) Boulton and Fred (Fanny) Park were publicly tried and punished in 1870. People who were facing this crisis, therefore, sought doctors to cure them. A new medical field of sociology developed to deal with this issue. The first sexologist, Kraft-Ebbing (1840-1902) professor of Psychiatrist in Vienna published Psychopathis sexual which was first published from 1877, a pronominal study on transgender. The term transvestite was a word first used by the German Sexologist Magnus Hirschfield which refers to a person who clothes and acts in a manner of the opposite sex. He later developed the Berlin Institute where the first sex change took place. Dr. Felix Abraham performed a mastectomy on a transman in 1926 at the Hirschfields infamous clinic. In 1930, he performed a penectomy on his domestic servant Dora, a vaginoplasty on Lili Elbe, a Danish painter. Lili died less than two years later out of complications. In 1949, the term transsexual was coined and 1977 transgender set. In the UK, Michael (formally Laura) Dillon) had a gender reassignment during the war in which Sir Harold Gilles constructed a penis by the plastic surgeon in the late 1940s. In 1950, the famous all-American girl, blond and beautiful Christine Jorgensen became the media sensational icon when she returned from Denmark where she had undergone the first of a series of surgery. After Dr. Christian Hamburger performed the surgery, he began receiving letters from Americans seeking for advice and help. He would later publish a paper Desire for Change in 1953 addressing those issues. In America having been trained at Hirschfields clinic, Endocrinologist Harry Benjamin, set the first clinic in New York and later San Francisco. He trained a set of psychiatrists and psychotherapists in the treatment of transgender people. He published the first major textbook in 1966 called Transsexual Phenomenon in trying to inform the public the reality of transgender. They are very minimal in numbers. In 2011, The William Institute researched and came out with statistical figures of the transgender community and the issues facing them in the United States of America. The then number of known of transgender community was 0.3% or 700,000. However, this number has doubled to 1.4 million people or 0.6% in 2016, these figures are also subjected to fluctuate due to the multiple awareness programmers. The military had 15,500 transgenders in 2014 serving actively, 134,300 veterans. Out of this 32% were those born male at birth and 5.5% female at birth (Bockting and Coleman, 2013). Transgender community undergoes a lot of discrimination from family members, workplaces, and even schools. Out of 636 companies, only 207 companies provide health care coverage to transgender people, this is according to Human Right Campaign report of 2012. National Transparency Discrimination survey found out that 41% (2644 out of 6450) of transgender people interviewed have attempted suicide at some point due to sexual assault, physical assault or school harassment, and 19% had experienced violence from family members. In public schools, 78% of the transgender people in grades between K-12 had experienced harassment, 35% physical assault and 12% sexual violence, 50% were harassed at work while 26% lost their jobs as soon as their sexual orientation was exposed. 78% of the transgender people feel at ease at work and comfortable after transition (Bockting and Coleman, 2013). In the USA, only 18 states have clear laws protecting transgender people, and according to the American Civil Liberties Union, in 32 states transgendered people can be fired or denied employment. The District of Colombia has the highest number of transgender people, approximately 2.77% or 14550. Other states with high numbers are Hawaii, California, Georgia and New Mexico at between 0.7% to 0.8%. The lowest with 0.3% are North and South Dakota, Iowa, Wyoming, and Montana, According to the National Coalition of Anti-violence programs, 55% of all homicide were transgender, 55% of LGTB victims were transgender, 50% were transgender women of color. The youngest person to undergo gender reassignment was Kim Petras a German musician at 16 years old while Laverne Cox was the first transgender to be nominated at an award show. She was nominated for her role as Sophia Bucket in the Orange Is the New Black show (Clements and Katz, 2001). In April 2015, ABC aired Dianne Sawyers intimate first interview with Caitlyn (formerly Bruce) Jenner. The viewers were 16.9 million, four times the average audience for the show. In America, 16% of people know a person who is transgender in comparison to 87% knew someone who is homosexual. High Expenses, complex processes to fully transgender are also some challenges they undergo since several processes and series of surgeries are required. When a female wants to turn to male, she must undergo several processes like phalloplasty, scrotoplasty, testicular implants, glans plashy, and transposition of the clitoris. These in addition to anesthetic and post-surgery hospital rest should cost between $5,000-100,000. Medical follow-ups are also a cost to be factored. The American culture is mostly shaped by two major ideologies namely the conservative and the liberals. While the conservative mostly are the people who believe in preserving the old cultural religious and moral values, they will mostly include, religious individuals, middle aged to older aged people. They will be pro-life thus anti- abortionists, anti-homosexuality. The other group will include the liberals who believe in individual rights, they will be pro-homosexuality, pro-choice and will mostly include young people middle-aged and minimal aged. This shape the voting pattern whereby the conservatives will vote for a republican president and liberals will vote for a democratic president. Transgender people will mostly vote for the democratic government who accommodates their gender identity (Clements and Katz, 2001). The conservatives feel that transgender is totally wrong through the lens of spiritual convictions. Due to the ongoing transgender debate, conservative feel that they are losing the battle to the transgender. They feel that transgender mania otherwise plagia is a symptom of the Wests decadence and culture collapse. The transgender propagandist is overstating their claims of the multiplicity of their gender and by subjecting their children to some proceedings like taking hormones to slow puberty and surgical manipulations amounts to child abuse. Those who promote liberalism, however, feel that their counterparts are being insensitive in their reasoning and people have a right to choose their gender. Transgender promotes humanitarian liberalism. They believe in own choice and not some moral values dictated in some religious book and actually, they argue that all religious books do not prohibit transgender. Former President Obama who openly supported them was overwhelmingly voted for by transgender and same for Hillary Clinton. They will hardly vote republicans because they believe the republican government is a hindrance to their progress. Marriages also become a challenge for this population. Most conservatives will have religious objections to transgender marriages and conservative religious will even deny them avenue or grounds for conducting ceremonies. This has led to several court battles as the transgender seek to assert their rights (Baral and Beyrer, 2013). Public facilities such as bathroom use are also an area of culture clash. When the state of North Carolina passed the law that transgender people to use the bathroom of the gender stated on their birth certificate, this sparked a public debate with the Obama administration terming the law as State Sponsored Discrimination against transgender (Baral and Beyrer, 2013). He told the entire public school district to allow the transgender students to use bathrooms of their gender identity. For the general public, its still a very conflicting debate. 41% of Americans feels that transgender should use the bathroom for the gender on the birth certificate while the 51% felt that they should use the bathroom for new gender. The transgender community is here to stay. November 20th is an annual celebration of Transgender Day of Remembrance (TDOR). It honors the memory of those who lost their lives in the acts of anti-transgender violence. It was started by Advocate Gwendolyn Ann Smith in memory of Rita Hester, a transgender woman killed in 1988. It aims to raise awareness on the visibility of transgender and address the issues. Whether society will fully accept transgender people or not, they will continue to fight against discrimination and with each fight, they will make progress towards their goals. References Haas, A. P., Eliason, M., Mays, V. M., Mathy, R. M., Cochran, S. D., DAugelli, A. R., Russell, S. T. (2010). 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